Entered Member

• #13

There is an appealing hook up here- although it is actually British founded very not sure when it is highly relevant to Ireland but it is you’ll be able to banking institutions can get adopt an identical approach

generally speaking, I would personally provides think any lender carry out select anyone merely upcoming regarding bankruptcy since a top chance plus the perfect grounds for this bankruptcy proceeding is also extremely important.

Joined Member

• #14

We were discharged in , as well as have gone to this time arguing with some of our debtors over the position of one’s ICB reports which have been completely wrong. This is the output of our own software:

BOI – Ready to lend however, expected us to hold off 6-9 weeks pursuing the section stuff into the all of our ICB statement was noted because ‘Written Off’ or ‘Complete’ AIB – 1 declined software as our ICB statement had a line with ‘Account from inside the Dispute’ just like the ISI hadn’t paid told you collector its bonus shortly after couple of years regarding purchasing an enthusiastic IPO. 2nd app submitted last night

Keeps your published precisely how anything go. We been a cards commitment account regarding 3 months getting a good couples bob inside per week therefore they will be next avoid. You will find 10% deposit so can be in addition to interested in one of several well-known ‘exceptions’ into the 20% put. BOI were ready to give us one considering our earning although rawness of your own ICB statement are the trouble

Joined Member

• #15

Once i requested nyc ICB statement straight back specific weeks ago shortly after launch for the I had numerous time intensive calls so you’re able to create and you may letters getting sent to my dos financial institutions as the nothing got corrected back at my report. But in the end I had it arranged and questioned letters away from research that we are not any longer accountable for one debt as a result of them. Both profile have finally a good W (created regarding) in it and you may elimination go out out of middle 2018.

I have over the last month or two went on my regional credit commitment asking from the home financing and you could try this out its particular an asset mortgage they actually do with a high interest rate and you will limit title out of fifteen years. The already been a lengthy techniques and not even sure at this point if it will occurs. Every time I-go from inside the towards the necessary documentation they appear to possess another thing. We now have to wait getting my wife to accomplish their six day probationary months in his brand new a job which i believe try practical techniques.

The audience is protecting with them since the start of this current year along with whatever you conserve and you can shell out in book (as part of my case of bankruptcy was vacating house) we have more than enough to cover home financing installment each week.

Is it possible you suggest me personally to date getting myself and you will my lover approach Bank Away from Ireland and you will AIB and view what they say.

Inserted Member

• #sixteen

When i expected ny ICB report back specific weeks before shortly after launch within the I had alot of time consuming calls to help you generate and you will letters getting sent to my 2 creditors because the nothing ended up being fixed to my report. However in the conclusion I experienced they arranged and you can questioned letters off research that we am not any longer liable for people obligations thanks to them. Each other accounts have now an effective W (created regarding) in it and elimination go out regarding middle 2018.

I’ve within the last several months went toward my regional borrowing connection asking on the a home loan and its a valuable asset financing they do with a high interest rate and you can limitation name out-of fifteen years. The started a long procedure rather than actually sure at this point when it will additionally occurs. Each time I go into the towards expected files they appear getting something else entirely. We now have to wait for my wife to do his 6 times probationary several months within his this new employment that we trust is actually standard processes.