Up to ent mortgage having refugees who had been entered as part from a civil refugee lobby plan. The new Swedish parliament keeps decided to cancel the choice to utilize getting home equipment funds, active . Thus you are not any longer able to make an application for property gadgets mortgage off CSN. When you yourself have come offered property gizmos financing, you are to continue making payments on this loan because the typical. Right here look for on the repaying your property devices loan.

Desk out of contents

• Attract toward mortgage
• Repaying the home products loan
• Tempting facing a decision by CSN

Interest to the financing

CSN costs desire towards the currency your use. For the 2023, the rate is step 1,eight percent. The attention is actually determined regarding the go out you receive the mortgage if you don’t provides installment loan Blue Springs MS paid down the whole debt. This means that when you pay-off the loan both of you you prefer to repay the money you’ve got and also the attention. The attention can not be removed.

Repaying our home gadgets financing

You start repaying the mortgage 2 years just after basic receiving the cash. It entails between step 1 and you may eight ages to settle the mortgage, based on how far your debt. We are going to instantly deliver spending-inside the slips if it is for you personally to begin making payments.

We’ll publish 3 investing-during the slides simultaneously. Each time we post the new paying-during the slips, we are going to costs a notification fee off SEK 40. So it amounts to help you a maximum of SEK 120 per year. If you cannot pay your bills on time, there are also to blow an indication commission off SEK sixty.

You can begin and then make money just before 2 years have introduced, if you want. In this instance, purchase brand new using-for the slips immediately following signing into the Mina sidor Hemutrustningslan (My personal Users Equipment loan) at .

You can like to build overpayments on the financing. In such a case, replace the count mentioned to your spending-in sneak. If you’d like to pay off the entire mortgage in a single commission, please call us.

When you find yourself having problems and work out repayments

When you find yourself having trouble and come up with repayments on your own mortgage, you could apply at spend faster or even spend nothing at most of the to possess a calendar year. CSN tend to charges appeal, even although you commonly making repayments to your mortgage. Thus, the debt is growing when you are failing to pay.

If you can’t pay off your loan

1. We are going to give you an indication. You will then need to pay brand new SEK sixty indication payment.
2. If you fail to spend even after acquiring the fresh reminder, we’re going to publish yet another reminder the following month, proclaiming that we can cancel the loan for instantaneous percentage.
3. If you cannot shell out, we’re going to terminate the borrowed funds to have immediate fee. You’ll then discovered a spending-from inside the slip for the entire personal debt. Since the financing has been terminated, so long as be able to make an application for deferred commission.
4. If you fail to spend a loan that was terminated, we would forward the fresh claim to the fresh Enforcement Authority ( Kronofogden ).

Threat of list out-of non-commission

Whether your case are given on Enforcement Expert, you chance receiving a record of non-commission. Credit history organizations matter suggestions from non-fee once they have received studies on Enforcement Power. UC and you will Kreditfakta is actually samples of credit file companies.

Whenever you are paying out-of overseas

Are you repaying your home products mortgage of a different country than Sweden? Discover different methods out-of payment based your area. Occasionally, the lending company cost you getting dealing with percentage.

Fees from equipment money are to be made to CSN’s membership during the Danske Lender that with Bankgiro matter 5201-1053.